First-Time Home Buyer Grants
Do you yearn for the security of home ownership? Having a place of your own, in which you can set roots, create an individual space, or raise a family? Government grants exist for first-time homebuyers to help you initiate the process of getting into a home.
Although many organizations offer these housing grants, the government is a major source of free grants for first-time home buyers. Grants for individuals seeking a home purchase are available in all fifty states.
Who Qualifies as First-Time Home Owners?
Of course, if you have never bought a home before, you are a first-time home buyer. But others can qualify, too. Many programs consider an applicant to be a first-time homeowner if he/she hasn’t owned a home in the past three years, or if the home owned is a mobile home that’s portable. So it’s important that you keep your mind open to the possibility that government grants for first-time home buyers may be right for you.
Now is a Great Time to Buy
With the housing market’s decline, home prices have dropped—in some areas, as much as 75%. With so many homes foreclosed and vacant, prices are low and it’s a great time to buy. With such ideal timing, it’s important to move forward—right now. Take advantage of first-time homeowner grants or personal grants and create a home ownership opportunity for yourself.
What Expenses Can These Grants Cover?
Housing grants and personal grants for first-time homeowners can be used for:
- Down payment and percentage of purchasing price of the home
- Closing costs
- Educational courses meant to make you a more knowledgeable home owner
- Renovations and home repair
- Purchase of new construction homes
- Purchase of existing homes
- Debt consolidation, to help people with financial trouble stay in their homes
Additionally, home ownership loans for first-time homebuyers almost always have a lower interest rate and less fees than traditional loans.
What Can I Buy?
These types of grants for individuals can be used to purchase homes, townhomes, and condos, in cities, suburbs, and rural locations.
How Do I Start?
You start here, at USAGrantApplication.org. Just click below to get started. You can apply to gain access to our members-only website, where you can easily view the available grants. Once you find one that meets your needs, apply for it!
Our research experts have thoroughly scoured the available grants and grantors and put the important information on our site. If you’ve ever tried to search for grants online, you know that there is just so much information for you to chase around, only to feel that you are no further ahead after hours of effort. So take advantage of all our work! Get started today and find yourself in your first home soon!
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